Funding approvals in as little as 4 hours

Fast, easy access to working capital.

Equipment financing, leasing, and small business loans from $5,000 to $5M. Say "yes" to growth — more often.

  • Funding in 24 hours
  • Soft credit pull
  • No upfront fees
Pre-qualify now
How much do you need?
Get My Options

Won't affect your credit score

$2.4B+
Funded to date
45,000+
Businesses served
4.9/5
Avg. customer rating
A+
BBB Accredited
Our Products

Capital structured for how you actually grow.

From a single trailer to a fleet overhaul — we underwrite the deal, not the form.

Equipment Finance & Leasing

100% financing on new and used equipment. Preserve cash, qualify for Section 179 tax deductions, and choose from $1 Buyout, FMV, or 10% Option leases.

  • Up to $5M per transaction
  • Terms 24–84 months
  • Section 179 eligible
Learn more

Working Capital Loans

Short-term capital to cover payroll, inventory, or seasonal gaps. Get approved on revenue, not just credit score.

  • $10K – $1M
  • 3–24 month terms
  • Funding in 24 hours
Learn more

Business Lines of Credit

Flexible revolving credit that's there when you need it. Draw, repay, and reuse — only pay interest on what you use.

  • Up to $250K
  • Draw anytime
  • No collateral required
Learn more
Payment Estimator

See your monthly payment in seconds.

Adjust your equipment cost and term to instantly model your monthly payment. Real rates depend on credit, time in business, and equipment type.

$1 Buyout Loan

You own the equipment at the end of the term for $1. Best for assets you want to keep long-term. Eligible for depreciation & Section 179.

FMV (Fair Market Value) Lease

Lower monthly payments. At end of term: return, renew, or buy at fair market value. Best for tech and depreciating assets.

$75,000
$5K$500K
Estimated Payment
$1,890/month
Lock in this rate →

Estimates only. Final terms subject to credit approval.

How It Works

From application to capital — in 4 steps.

1

Apply Online

Complete our 2-minute application. No tax returns required for most deals under $250K.

2

Get Matched

Our underwriters review your profile against 40+ lenders to find your best structure.

3

Choose Your Terms

Compare offers side-by-side. Lock the term, rate, and end-of-lease option that fits.

4

Fund in 24 Hours

E-sign your docs. Funds wired to your vendor or account — often same day.

Apply Now

Talk to a funding specialist.

Skip the form? Call us and get connected with an experienced funding specialist.

  • Soft credit pull — no impact to your score
  • Decisions in 4 hours, funding in 24
  • Bank-grade encryption on every submission
Step 1 of 3

By submitting, you agree to our terms and authorize LoanHouse, EquipFunding.com and our affiliated partners to contact you about financing options. Soft credit pull only.